CEO & MD, TMF Group
COO Regions & Collections
Chief Operating Officer – Sales & Marketing
Chief Financial Officer
CHRO, TMF Group
Company Secretary - TMFL & TMFHL
Chief Risk Officer
Chief Credit Officer
Chief Legal & Compliance Officer – TMF Group
Samrat Gupta is the CEO & MD of TMFL and is responsible for scaling up growth and profits of the company . He is a Senior professional having 20 years hands-on execution experience in driving profitable growth, corporate transformation and change management through organic & inorganic expansion. As the CEO of TMFL , he is Focused on creating shareholder value by running organization wide initiatives that lead to improvement in customer satisfaction, enhance employee engagement, and generate healthy cash-flow.
He joined TMFL in the year 2014 as the Chief Financial Officer ( CFO ) of the company . In the year 2017, he was elevated to the position of CEO . During his 4 year stint as the CFO, among other achievements, he was instrumental in undertaking the financial restructuring of the company under the Project Phoenix banner.Prior to joining TMFL , Samrat has worked with many leading organizations including the TATA group companies and other MNCs. As an investment banker , he has Worked in global assignments related to cross border acquisitions, private equity and start-up venture fund raising, pricing and large contract negotiation, offshore and onshore infrastructure facility and resource augmentation, devising and implementing human capital strategy, leadership development and succession planning, equity & debt financing, balance sheet restructuring, buy back and capital reduction programs.
Samrat has an MBA from the University of Manchester . He has widely travelled across the globe and his interests include listening to music and networking with people.
Alok Chadha is the Chief Operating Officer, Retail Distribution & Collection.
His profile at TMF encompasses integrating sales at a geographic level, collection, retail credit and branch operations. He is responsible for driving branch level profitability for TMF and building stronger relationships with dealer partners and customers.
Prior to this role he was the Business Head for MHCV & ICV vertical.
Before joining TMFL Alok has worked with MRF Tyres and Kinetic Engineering in the sales and marketing functions. He has joined TMFL in 2008 as Regional Business Head – West, from where he moved to the role of Collection Head. He is responsible for the profitability and growth of the department . Amongst the notable achievements, creating a collection organisation with strong processes which brought down the Gross NPAs, while improving the collection through a slew of strategies has been a notable one. He is a strategic thinker and very strong at execution.
Alok has a Bachelor’s Degree in Commerce from Lucknow University and a Post Graduate Diploma in Management. He enjoys reading and travelling.
Anand Bang is Chief Operating Officer – Sales & Marketing at Tata Motors Finance (TMF) since August 2020. He heads Retail vehicle financing, Wholesale Corporate lending business, Used vehicle financing, Fee based Income and Marketing division.
Mr. Bang, a Chartered Accountant, has been with TMF since 2014. Prior to this role, he was the Chief Financial Officer of TMF and has commendably led the finance and treasury function through challenging times and created many innovative financial lending structures including asset securitization, assignment and co-origination deals with leading financial institutions.
Mr. Bang has a rich experience of over 17 years and has an association with Tata Group for 13 years. Prior to TMF, he was associated with Tata Technologies, where he served as Finance Controller for its European operations.
Anand is a passionate professional with an entrepreneurial drive for execution and transformation. Outside of work, Anand enjoys watching web series and is very keen in exploring new places to travel.
Ridhi Gangar is Chief Financial Officer of Tata Motors Finance Limited and TMF Holdings Limited. Ridhi joined TMF in Aug. 2012. Ridhi is responsible for managing the financial health of the company in the areas of Treasury, Accounts, Audit, Taxation, Business Planning, and Internal Financial Controls. She has a rich experience of over 12 years and 8+ years with Tata Group. Prior to TMF, she had stints with the Essar group and Pricewaterhouse Coopers.
Ridhi is an Associate Chartered Accountant from The Institute of Chartered Accountants of India. She is a smart finance professional with sharp eyes for numbers. Besides crunching numbers, she loves driving and exploring new places for road trips around the world.
Punit Puri is the CHRO for TMF Group. He leads the HR function with team strength of around 35 across multiple locations. He is currently responsible for the HR function’s interaction with business, including formulating strategies and drafting policies for hiring, retention, compensation, performance evaluation, employee engagement, organization culture, and learning & development.
Prior to Tata Motors Finance Punit spent over 16 years at McKinsey & Co. in variety of roles ranged from operations management (first 6 years), quality (next 3 years), learning (3 years), and finally to Head - HR in 2011.
In his tenure at Tata Motors Finance, He has been responsible for transforming the HR department from mere hiring and operations team to playing a much more value-added role with full-right seat at CXO discussion table. Amongst the notable achievements the following stand out – launch of the competency framework and Assessment and Development centre for 150 top leaders in TMF, launch of Project Utkarsh to absorb off-roll employees post online Psychometric test and in-person interviews, cloud based LMS and world-class suite of eLearning program, Drona program for functional learning with in-house trainers, and many more.
Punit has a bachelor’s degree in Commerce from Delhi University and is an Associate Chartered Accountant, 1991 – 1994. He enjoys watching movies and tracking stock markets
Vinay Lavannis is Company Secretary of Tata Motors Finance Limited and TMF Holdings Limited. He joined the Company since its inception in 2006 and associated with Tata Group for last 18 years. Before joining Tata Group he worked with several Multinational and Indian Companies as Company Secretary. He is a Commerce & Law graduate and Associate Member of the Institute of Company Secretaries of India and having post qualification experience of about 30 years in the field of Company Secretarial, Corporate laws and Compliance. He is experienced in Corporate Governance, Public issue of shares, mergers, amalgamation and restructuring of Companies etc. Outside of work, he enjoys travelling and Indian music.
As a CRO, Rohit leads the Enterprise Risk Management practice of TMF Group and is responsible for planning, organizing, leading, and controlling the activities aimed at managing risks and seizing the opportunities related to the achievement of organizations objectives.
Rohit is also responsible for the firm's Credit and Operations risk management function, Policy, Risk Analytics and Fraud Containment
Prior to taking up this role, Rohit was the Business Head for Northern Region, the largest Region in the country having complete P&L responsibilities of the region.
Rohit started his career with TATA Motors Ltd as Management Trainee in the Commercial Vehicle Business Unit and quickly rose to become the State Head of UP1. He then moved to ICICI Bank in their Retail Assets Division. During his successful stint with ICICI Bank, he handled multiple pivotal roles in Sales and Debt Service Management in ICICI Bank before joining TMF in September 2014.
Rohit has done his Bachelor Of Engineering(Mech.) from Motilal Nehru National Institute of Technology, Allahabad and PGDBM from IMT, Ghaziabad.
Rohit has keen interest in photography and music.
Rohit Sarda is Chief Credit Officer of Tata Motors Finance Limited since August 2020 and heads the credit for retail new vehicle, used vehicle and wholesale Corporate Lending. Prior to this role he was Head Business Planning at TMF.
Rohit joined TMF in April 2013. He has a rich experience of over 16 years with the Tata Motors Group. He joined Tata Motors Ltd in 2004 in Business Planning and then moved to Tata Daewoo Korea in 2006, where he was taking care of Treasury & Business Planning. Rohit is a Commerce graduate and an Associate Chartered Accountant from Institute of Chartered Accountants of India.
A passionate professional with business analytics and financial assessment background and a strong drive for execution. Outside of work, Rohit enjoys playing different sports like Cricket & Badminton, exploring new places to travel and loves photography.
Prashant Bharati is Chief Legal & Compliance Officer of TMF group. Prashant joined TMF in Feb, 2018. Prashant is responsible for Legal & Compliance function of the company. He has a rich experience of over 22 years. Prior to TMF, he had stints with the Reliance Home Finance Limited, Reliance Commercial Finance Limited and Mahindra and Mahindra Financial Services Ltd.
Prashant Bharati is also Chief Ethics Counsellor of TMF group and responsible for Leadership of Business Ethics (LBE) framework for TMF group.
Prashant has secured his law degree from The Govt. Law College, Mumbai. He is a smart Legal professional and uses his sharp Legal skills for benefit of TMF group. He also keeps sharp eyes on dynamic Regulatory & Statutory sphere.
Besides cases laws, he loves singing, driving and exploring new places.