CEO & Managing Director – TMFHL & TMFSL
CEO, TMF Group
Chief Operating Officer, Retail Distribution and Collection
Chief Operating Officer, Retail Business
CFO – TMF Group
CHRO, TMF Group
Used Vehicle - Business Head, TMFSL
Head, Internal Audit
Chief Risk Officer
Mr. Shyam Mani joined Tata Motors Finance in the year 2007 as the CEO & Managing Director of the company and during his 11 years of association with the company, he has transformed TMF into a strong captive financing arm of Tata Motors. Mr. Mani has played a key role in shaping the growth of the company both at strategic and visionary level. During his association with the company , he led the company towards growing the portfolio to a level of Rs.25000 cr. He led and oversaw a key restructuring exercise of the company, thereby setting it up for significant value creation in the coming years. His hands on approach coupled with astute leadership has made TMF win several accolades and awards in the last several years. Being a strong believer in analytics and technology, he set up the Analytics division of TMF in the year 2007, a first of its kind for any vehicle financing NBFC in India . He also championed several innovative business practices within the company in the areas of Insurance and Used vehicle business . TMF was also one of the first companies to introduce the concept of Central Processing Centre (CPC) which was recognised by the Tata Group Innovation program.
Prior to joining TMF, Mr. Mani was the Vice President – Sales & Marketing for the Commercial Vehicles Business Unit of Tata Motors Limited (TML) and has had a very successful tenure being responsible for the Commercial and Marketing functions of the entire Business Unit spanning the complete range of products from M & HCV trucks to the highly successful ACE. Mr. Mani has led the successful growth in numbers as well as market shares of the BU and had been closely involved in new product introductions as well as in setting up and growing a large sales team. He has led the entire revamping and growth of the dealer network at TML.
Mr. Mani also served Tata Capital as Chief Operating Officer – Retail Finance prior to his stints with Tata Motors Finance.
Mr. Mani is an alumnus of IIT, Kanpur and he has a vast experience of over 40 years in the Industry spanning Manufacturing and Finance.
Samrat Gupta is the CEO of TMFL and is responsible for scaling up growth and profits of the company . He is a Senior professional having 20 years hands-on execution experience in driving profitable growth, corporate transformation and change management through organic & inorganic expansion. As the CEO of TMFL , he is Focused on creating shareholder value by running organization wide initiatives that lead to improvement in customer satisfaction, enhance employee engagement, and generate healthy cash-flow.
He joined TMFL in the year 2014 as the Chief Financial Officer ( CFO ) of the company . In the year 2017, he was elevated to the position of CEO . During his 4 year stint as the CFO, among other achievements, he was instrumental in undertaking the financial restructuring of the company under the Project Phoenix banner.Prior to joining TMFL , Samrat has worked with many leading organizations including the TATA group companies and other MNCs. As an investment banker , he has Worked in global assignments related to cross border acquisitions, private equity and start-up venture fund raising, pricing and large contract negotiation, offshore and onshore infrastructure facility and resource augmentation, devising and implementing human capital strategy, leadership development and succession planning, equity & debt financing, balance sheet restructuring, buy back and capital reduction programs.
Samrat has an MBA from the University of Manchester . He has widely travelled across the globe and his interests include listening to music and networking with people.
Alok Chadha is the Chief Operating Officer, Retail Distribution & Collection.
His profile at TMF encompasses integrating sales at a geographic level, collection, retail credit and branch operations. He is responsible for driving branch level profitability for TMF and building stronger relationships with dealer partners and customers.
Prior to this role he was the Business Head for MHCV & ICV vertical.
Before joining TMFL Alok has worked with MRF Tyres and Kinetic Engineering in the sales and marketing functions. He has joined TMFL in 2008 as Regional Business Head – West, from where he moved to the role of Collection Head. He is responsible for the profitability and growth of the department . Amongst the notable achievements, creating a collection organisation with strong processes which brought down the Gross NPAs, while improving the collection through a slew of strategies has been a notable one. He is a strategic thinker and very strong at execution.
Alok has a Bachelor’s Degree in Commerce from Lucknow University and a Post Graduate Diploma in Management. He enjoys reading and travelling.
Mr. Anindya Dhar is the Chief Operating Officer - Retail Business at Tata Motors Finance. He is responsible for disbursement and market share for all product verticals as well as for portfolio quality, by controlling early delinquency. In his previous role as Chief Business Officer (PV & ILSCV), he has led the Light & Small Commercial vehicles vertical to become a highly profitable vertical within a span of just two years. The challenge in the Passenger vehicles vertical was to change the image of TMF being a predominantly ‘Taxi financier’ to being a serious player in the Personal use segment. The transition was well managed with minimum disruption and the position of leading financier for Tata Motors Limited was achieved successfully.
Prior to joining Tata Motors Finance, Anindya spent about 8 years in Magma Group handling functions ranging from Passenger Vehicles Financing to Business Development. He has also worked with Kotak Mahindra Group for 10 years and has experience in managing products like Auto Loan, Commercial Vehicles Loan and Life Insurance. Prior to Kotak & Magma he has worked with Dunlop & NIIT Ltd.
Anindya has a bachelor’s degree in Statistics from Presidency College Calcutta, and is an MBA from the Indian Institute of Social Welfare & Business Management.
Anand Bang is Chief Financial Officer of Tata Motors Finance Limited and TMF Holdings Limited. Anand joined TMF in Dec, 2014. Anand is responsible to manage all finance related functions including Accounts, Audit, Taxation, Business Planning, Treasury, Internal Financial Controls and Operational Finance. He has a rich experience of over 15 years and has an association with Tata Group for more than a decade. Prior to TMF, he was associated with Tata Technologies, where he served as Finance Controller for its European operations. Anand Bang is a Commerce post graduate and an Associate Chartered Accountant from Institute of Chartered Accountants of India. Anand is a passionate professional with an entrepreneurial drive for execution and transformation. Outside of work, Anand enjoys watching various English TV series and exploring new places to travel.
Punit Puri is the CHRO for TMF Group. He leads the HR function with team strength of around 35 across multiple locations. He is currently responsible for the HR function’s interaction with business, including formulating strategies and drafting policies for hiring, retention, compensation, performance evaluation, employee engagement, organization culture, and learning & development.
Prior to Tata Motors Finance Punit spent over 16 years at McKinsey & Co. in variety of roles ranged from operations management (first 6 years), quality (next 3 years), learning (3 years), and finally to Head - HR in 2011.
In his tenure at Tata Motors Finance, He has been responsible for transforming the HR department from mere hiring and operations team to playing a much more value-added role with full-right seat at CXO discussion table. Amongst the notable achievements the following stand out – launch of the competency framework and Assessment and Development centre for 150 top leaders in TMF, launch of Project Utkarsh to absorb off-roll employees post online Psychometric test and in-person interviews, cloud based LMS and world-class suite of eLearning program, Drona program for functional learning with in-house trainers, and many more.
Punit has a bachelor’s degree in Commerce from Delhi University and is an Associate Chartered Accountant, 1991 – 1994. He enjoys watching movies and tracking stock markets
Paras Jha is our Business Head for Used Vehicle Finance, for Tata Motors Finance Solutions Ltd. In his role he is responsible to drive the Used Vehicle finance through Repurchase, Refinance and a host of related services building a sustainable, reliable and trustworthy ecosystem of customers, service providers, dealers & TMFSL towards Used Commercial Vehicle Business.
Prior to taking up this role, he has lead the Information Technology, Operations and Marketing functions. He joined Tata Motors Finance in 2005 and since then has worked in various capacities ranging from Product Management to Head Sales to Regional Business Head functions.
Preceding to Tata Motors Finance Paras has spent over 10 years at Tata Motors Limited in variety of roles ranging from Customer Service, Field Sales, Fully Built Vehicles’ Business to International Business across Commercial & Passenger Vehicle functions.
Paras has a bachelor’s degree in Production Engineering and Management from National Institute of Technology, Jamshedpur. He enjoys singing and writing.
Kumar Narayanswamy is the head of our internal audit team. During the 9 years as head of Credit Operations and Accounting at TATA Finance Limited, he was responsible for the credit monitoring and operations of the entire vehicle/equipment portfolio.
Subsequent to TATA Finance Limited, he was with ICICI bank as AGM internal audit and was handling the independent charge of their housing subsidy ICICI home finance.
Throughout the career in Internal audit, he has been recognized for development of system controls in credit and related areas and also enabling countrywide impact analysis based on audit observations from a particular audit so that the controls can be implemented at the initial finding stage itself. He represented IAD in a team called AIU (Audit Intelligence Unit) in ICICI Bank
Kumar has a Bachelor’s Degree in Commerce from Mumbai University and holds professional degree's ACA and ACS. He enjoys philately and reading.
As a CRO, Rohit leads the Enterprise Risk Management practice of TMF Group and is responsible for planning, organizing, leading, and controlling the activities aimed at managing risks and seizing the opportunities related to the achievement of organizations objectives.
Rohit is also responsible for the firm's Credit and Operations risk management function, Policy, Risk Analytics and Fraud Containment
Prior to taking up this role, Rohit was the Business Head for Northern Region, the largest Region in the country having complete P&L responsibilities of the region.
Rohit started his career with TATA Motors Ltd as Management Trainee in the Commercial Vehicle Business Unit and quickly rose to become the State Head of UP1. He then moved to ICICI Bank in their Retail Assets Division. During his successful stint with ICICI Bank, he handled multiple pivotal roles in Sales and Debt Service Management in ICICI Bank before joining TMF in September 2014.
Rohit has done his Bachelor Of Engineering(Mech.) from Motilal Nehru National Institute of Technology, Allahabad and PGDBM from IMT, Ghaziabad.
Rohit has keen interest in photography and music.